Whether its Hannukkah, Kwanzaa, or Christmas, retailers of every niche are ready with their suggestions and sales.  Unfortunately with the sudden increase of spending thieves and scammers are also waiting for their opportunity to get a piece of the frenzy.

With the cooling weather comes cold feet.  I am not talking about the nervous groom or run-away bride.  I am talking about your body from ankle to toes.  Running through city puddles, trekking through snow, or just getting from point A to point B often causes cold feet.  Did you know there are other medical reasons for cold feet to occur?

Crisp fall weather, leaves changing, pumpkins, and festivals galore.  This is the month my calendar is full of hay rides, corn maizes, and lot's of candy for the kid's (and myself).  For many parent's we celebrate this season by allowing our children to take candy from strangers which we discourage the other 11 months of the year.  This is the time to plan for safety of our most precious gifts, our little's. 

Tricks or Treats and family eats, hayrides & bonfires....  Autumn is a time for cooling down, changes leading to the end of an eventful year, and embracing home and hearth.  Remember your pets